Sapphire Preferred Vs Freedom Unlimited

August 11, 2021

Was a sapphire preferred holder for a year and bumped down to the free version the past 2. Curious Im reviewing the reward structure that is live on my Unlimited and free sapphire cards.

Chase Freedom Flex Vs Freedom Unlimited What S The Difference Clark Howard

The Chase Sapphire Preferred Card is targeted at travelers who also happen to be high spenders while the Chase Freedom Flex is a general-purpose cashback card for people looking to save on things like groceries or gas.

Sapphire preferred vs freedom unlimited. With the Chase Sapphire Preferred card you earn 80000 points after spending 4000 on purchases in the first 3 months plus earn up to 50 in statement credits on grocery store purchases in the first year. Sapphire Preferred also has a 0 foreign transaction fee while Freedom Unlimited charges 3 of each transaction in US. Both the Chase Sapphire Preferred and the Chase Freedom Unlimited come with lucrative sign-up bonuses.

For your fee youll earn an unlimited 1X point per 1 on everything plus double points on dining and travel purchases. Ive been a freedom unlimited holder for 3 years. How does it compare to Chase Freedom Unlimited a cash back card.

Cardholders will also enjoy a 25 points redemption bonus giving you a. Is Chase Sapphire better than Chase Freedom. The Chase Sapphire Preferred Card card offers travel rewards.

Chase Freedom Unlimited and Chase Sapphire Preferred Comparision Review The Chase Sapphire Preferred has a higher redemption value and more valuable sign-up bonus than the Chase Freedom Unlimited. The Chase Sapphire Preferred Card and the new Chase Freedom Flex are intended for two very different types of users. Keep in mind the Chase Sapphire Preferred has a 95 annual fee while the Chase Freedom Unlimited has a 0 annual fee.

The Freedom Flex card launches on Sept. Chase Sapphire Preferred is a high-earning rewards card for those with excellent credit. Read our comparison chart below.

Sapphire Preferred isnt built for carrying a balance from month to month but Freedoms 15-month 0 intro term gives it some financing functionality. Sapphire Preferred cardholders must spend 4000 in three months to earn the sign-up bonus while Freedom cardholders only have to spend 500 in the cards first three months. Keep in mind the Chase Sapphire Reserve has a 550 annual fee while the Chase Freedom Unlimited has a.

Each Chase Freedom Unlimited purchase earns between 15 and 5 points per 1. Apply for the Chase Freedom Flex While the Chase Sapphire Preferred Card charges a 95 annual fee. 14 and the new earning rates for the Freedom Unlimited begin Sept.

Chase Freedom Unlimited is better for everyday use and intro APR on purchases. Chase Sapphire Reserve is an ultra premium credit card for luxury travelers. If you havent splurged for the Chase Sapphire Reserve yet but have a Chase Sapphire Preferred Card instead you can and should take advantage of.

The table below shows the value of combining the Chase Freedom Flex Chase Freedom Unlimited and Chase Sapphire Reserve cards. The Chase Sapphire Preferred cant compete in a few of these categories. But I also got the Freedom Unlimited recently and its been offering so many things including 5 back on travel 3 back on dining amongst many others.

Freedom Unlimited Rewards Ive had the Sapphire Preferred for a while and I understand that its main draw is 2x points on travel and dining. And because you only have to spend 16667 per month for three months to qualify for it the Chase Freedom Unlimited cards sign-up bonus is much easier to obtain. Looking strictly at earning rates heres a table comparing the no-annual-fee Chase Freedom cards and the Chase Sapphire Preferred.

Of course the Freedom cards sign-up bonus requires a much lower spend threshold than the Sapphire Preferred card making it a better fit for cardholders on a budget. But the Chase Sapphire Preferred Card is the clear choice for travel rewards and a big initial bonus. Freedom unlimited now gives 3x points 1 on dining.

The Sapphire Preferred may only earn 2x points on similar purchases that. Read our comparison chart below. By leveraging the bonus categories on each card a cardholder who manages to max out the 5 quarterly bonus categories and spends an average amount in other categories can earn around 50295 Ultimate Rewards points per.

Chase Sapphire Preferred vs. The Sapphire Preferred is the better option because of the flexible travel redemption options if. Both the Sapphire Preferred and Freedom Unlimited make it easy to earn more rewards from your daily spending.

How does it compare to Chase Freedom Unlimited a cash back card. The Chase Sapphire Preferred cards bonus is larger but the Chase Freedom Unlimited gives more of a return on your spending. Sapphire Preferred offers rewards in the form of points and is geared toward travel whereas Freedom positions itself as a cash-back card for everyday expenses.

Two very popular Chase credit cards are the Sapphire Preferred and Freedom Unlimited.

From Sapphire Preferred To Freedom Unlimited No Waiting